Archive for October, 2014

Lot Search Assistance in Maryland: Find the Location for Your New Home!

Friday, October 31st, 2014

Looking for the perfect site for your new home in Maryland? Finding the right lot is easier said than done. There are resources available to you, but often many home sites are only accessible through means that most buyers don’t have access to. Lot search assistance from Lifetime Series Homes can bring you access to home sites that may not be accessible via public resources. Here’s how we can help you find the perfect home site.

Lot Search Assistance in Maryland from Lifetime Series Homes

Lot search assistance allows you to take advantage of our access to resources in the real estate industry that are not accessible through public means such as the Multiple Listing Service. By bringing together all of our resources in one place, we can show you more than 2,000 home sites in the central Maryland area in which we build. Here’s how it works.

Lot Search Assistance in Maryland

The first step is to complete our lot search assistance form. After you submit the form you will be contacted by one of our team members within 24 hours. We’ll narrow down your search criteria and cover all the bases, including location, size, characteristics of the lot, and your budget. Now we’re ready to begin the search!

The parameters you provide us with are entered into our database to bring up a list of lots that fit these parameters. The list is constantly updated to bring in new lots and remove lots that have been sold. We provide you with access to this tool so you can check it and search for lots at home as well. Automated emails provide you with daily updates.

When we find a lot that you’re interested in, we vet it to determine what the cost of building on the lot would be. After vetting, we use market data to determine a fair market price. Now all that’s left is the preparation of the contract and negotiations. Once this is complete, you’ll have a new home lot in Maryland! Now it’s time to start building your new home!

lot search assistance Maryland

About the Lifetime Series Homes by Mueller Homes

The Lifetime Series Homes by Mueller Homes are a series of semi-custom house designs that were created with the intention of providing home buyers with a new option when it comes to shopping for a home. The Lifetimes series includes 14 home templates including, 2 story, first floor master, and ranchers that are pre-designed and ready to build. Because they are ready to build, clients save significant time and money that would have gone into designing a custom home, yet with the Lifetime Series by Muller Homes, clients still get the build quality, attention to detail, and communication that comes with working with a custom home builder. We serve the central Maryland area, and also provide assistance with lot acquisition, evaluation, and home buying finance. Keep up with us on our blog as well as on Facebook, Twitter, Google+, Pinterest and YouTube.

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How to Build Your New Home Faster in Maryland

Friday, October 24th, 2014

A common question we here from people who want to build their own home is how they can build their new home in Maryland faster. Home construction is an extensive process, but it is possible to shorten it by taking a new approach. For those who want to build and move into their new home in Maryland on a shorter time frame, choosing a pre-designed custom home may be the solution you’re looking for.

Faster Home Building in Maryland with Pre-Designed Custom Homes

Choosing a pre-designed custom home in Maryland saves you a significant amount of time in the planning and design phase of building your new home. Instead of having to start from scratch, you can instead choose from a number of pre-designed custom homes. Lifetime Series Homes is a custom home builder in Maryland, and we offer 14 different pre-designed custom home plans. From small and cozy ranchers to spacious 2-story 3,000+ sq. ft. designs, we offer a design that fits any prospective homeowner’s needs.

If you’re wondering how a home can be pre-designed and custom at the same time, we have the answer. While the designs are made ahead of time, we use your input to customize them to your liking. We can modify designs to suit your needs and help you choose the right detail work for you.

If you want to save time and money on your new custom home in Maryland, Lifetime Series Homes is the solution you’ve been looking for. Contact us today to learn more about how we can build your new home faster in Maryland.

build new home Maryland

About the Lifetime Series Homes by Mueller Homes

The Lifetime Series Homes by Mueller Homes are a series of semi-custom house designs that were created with the intention of providing home buyers with a new option when it comes to shopping for a home. The Lifetimes series includes 14 home templates including, 2 story, first floor master, and ranchers that are pre-designed and ready to build. Because they are ready to build, clients save significant time and money that would have gone into designing a custom home, yet with the Lifetime Series by Muller Homes, clients still get the build quality, attention to detail, and communication that comes with working with a custom home builder. We serve the central Maryland area, and also provide assistance with lot acquisition, evaluation, and home buying finance. Keep up with us on our blog as well as on Facebook, Twitter, Google+, Pinterest and YouTube.

 

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What is Construction Permanent Financing?

Friday, October 17th, 2014

Construction permanent financing is a financing option we offer that handles both the construction and post-construction phases of ownership of your home. This all-in-one financing solution is ideal because it streamlines the financing process with one coordinated plan with only one settlement, instead of two. Learn more about how construction permanent financing works in our blog.

Construction Permanent Financing

During Construction

During construction, the builder uses the construction permanent loan as a line of credit, structured into 6 draws, corresponding to phases of construction. When the builder completes a phase of construction, they will call for the next draw to continue construction. The lender sends an inspector to ensure verify construction is complete up to the next phase, and then releases the funds.

When the home is complete, the remaining 10% of the loan is held back until the use and occupancy permits and other documents are received, at which time the builder receives the final draw.

After Construction

At this point, the loan is converted into permanent financing, and is used to pay the lender for ownership of your home. There are a number of permanent financing options available for this stage.

The Advantages of Construction Permanent Financing

So what does the buyer stand to gain by choosing construction permanent financing? Lot’s of things! Here are some examples.

  • Because you only close once when you purchase the land (as opposed to once on the land and once on the completed house), you stand to save a lot on closing costs and transfer tax. This tax is assessed on the value of the property at closing time, which would be a lot more on a completed lot than it would on an unimproved property.
  • During the construction phase, you’ll only pay interest on the current draw, as opposed to the loan as a whole. This can result in potential tax benefits. Be sure to consult your tax advisor.
  • With construction permanent financing, the builder can use a commercial line of credit to build the home, which is more affordable than the lines of credit usually available to the builder. These costs savings can be passed on to you in a lower sales price.

home warranty

About the Lifetime Series Homes by Mueller Homes

The Lifetime Series Homes by Mueller Homes are a series of semi-custom house designs that were created with the intention of providing home buyers with a new option when it comes to shopping for a home. The Lifetimes series includes 14 home templates including, 2 story, first floor master, and ranchers that are pre-designed and ready to build. Because they are ready to build, clients save significant time and money that would have gone into designing a custom home, yet with the Lifetime Series by Muller Homes, clients still get the build quality, attention to detail, and communication that comes with working with a custom home builder. We serve the central Maryland area, and also provide assistance with lot acquisition, evaluation, and home buying finance. Keep up with us on our blog as well as on Facebook, Twitter, Google+, Pinterest and YouTube.

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Building a New Home vs. Buying an Old One: Why Newer is Better

Thursday, October 9th, 2014

So you’re thinking about moving, but so many questions and decisions have suddenly come up. How many bedrooms will the new house have? Will you need to make renovations or will the house be move-in ready? Where can you conveniently find a home with all of the amenities that you want? Many of these potential questions can be easily solved with one answer: build your new home.build new home

There are so many advantages to building a new home rather than buying an older home with previous owners. You may like the charm of an old home, but a lot of older homes require a lot of maintenance before being able to move in. One house might have the big, walk-in closet you’ve always wanted, but the other house has the open kitchen and living area. To solve these problems, why not design and build your dream home with both? Check out these reasons why newer is better:

  • Choose the floor plan, the amount of bedrooms you want, the light fixtures, the flooring, the tile in the bathroom, and the siding on the house. By building your own home, you can make your dream home a reality. Not all families are the same. Create the perfect and most accessible place for your family.
  • Do your part for the environment just by living in your house! Make your home energy efficient by choosing green products, and installing energy-saving appliances.
  • When building a new home, you won’t have to worry about mold, mildew, replacing the roof, or any other additional maintenance that an older home might need. After building your home, you most likely won’t have to worry about any major maintenance for 15 to 20 years.

The way you live today is very different than the way people used to live 40 years ago, so why live in a house that’s 40 years old? Start building your dream home today. If you have more questions about custom home design, or want to know more about why building a new home is better than buying an old one, call your Maryland home builder at (410) 549-4444.

About the Lifetime Series Homes by Mueller Homes

The Lifetime Series Homes by Mueller Homes are a series of semi-custom house designs that were created with the intention of providing home buyers with a new option when it comes to shopping for a home. The Lifetimes series includes 14 home templates including, 2 story, first floor master, and ranchers that are pre-designed and ready to build. Because they are ready to build, clients save significant time and money that would have gone into designing a custom home, yet with the Lifetime Series by Muller Homes, clients still get the build quality, attention to detail, and communication that comes with working with a custom home builder. We serve the central Maryland area, and also provide assistance with lot acquisition, evaluation, and home buying finance. Keep up with us on our blog as well as on Facebook, Twitter, Google+, Pinterest and YouTube.

Source: http://www.newhomesource.com/resourcecenter/articles/top-10-reasons

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What to Consider Before Buying a Home Site in Maryland

Thursday, October 2nd, 2014

Have you recently found a home site in Maryland that you’re considering buying? Before you do, read through our list of things to consider before you sign the papers. And if you haven’t found the home site you’re looking for, read our blog on how lot search assistance in Maryland can help you find the perfect site for your new home.

What to Consider Before Buying a Home Site in Maryland

What is the availability of utilities?

Are utilities such as gas, electric, and water easily accessible? If not, extra costs will be incurred in the process of bringing them out to your new home site in Maryland. Not that this should dissuade you from making the purchase if you’re willing to pay for bringing utilities to the site, but it’s important to factor this into your overall decision.

Are there any permitting or public fees concerns?

Some lots may require an extraordinary permit or public facilities fees. These in turn can affect the timing and cost of the building process.

How does the topography match with my wants and needs?

It’s important to consider the topography of your new home site in terms of your wants and needs for your home. Will it meet the needs of your outdoor living goals? Will you be able to install that deck, outdoor kitchen, or pool you want. Does the sun move across the property in a way that promotes natural lighting. Does the setting match up with the architecture and style I have in mind for the home? All of these are important questions to consider.

home site Maryland

To learn more about what to consider before buying a home site in Maryland, contact Lifetime Series Homes today. And don’t forget, if you’re looking for assistance in your lot search, we can help with that too!

About the Lifetime Series Homes by Mueller Homes

The Lifetime Series Homes by Mueller Homes are a series of semi-custom house designs that were created with the intention of providing home buyers with a new option when it comes to shopping for a home. We serve the central Maryland area, and also provide assistance with lot acquisition, evaluation, and home buying finance. Keep up with us on our blog as well as on Facebook, Twitter, Google+, Pinterest and YouTube.

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